Is it me, or has the public discussion of this issue been so far, absolutely absurd? Finding clarity on this issue has been nigh impossible, as it seems every conservative I know is upset (if not enraged) about a plan which is still in the works and which they know nothing about. Really: I doubt I can find anyone who can tell me three things that healthcare reform is trying to acheive. Most think Obama is trying to “socialize” healthcare, that it will be a government system.
To be honest, in moments of political insanity like this the best people to turn to are Stewart and Colbert. In an absurdist world, only the comedians seem to have any idea what’s going on. Charlie Gibson can’t even tell it to me straight.
Anyway, all of that to say that Matthew Yglesias, a progressive blogger for the Center for American Progress, has a good post outlining what healthcare reform is trying to achieve for everyone who already has insurance. The White House lays it out thus:
No Discrimination for Pre-Existing Conditions
Insurance companies will be prohibited from refusing you coverage because of your medical history.
No Exorbitant Out-of-Pocket Expenses, Deductibles or Co-Pays
Insurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.
No Cost-Sharing for Preventive Care
Insurance companies must fully cover, without charge, regular checkups and tests that help you prevent illness, such as mammograms or eye and foot exams for diabetics.
No Dropping of Coverage for Seriously Ill
Insurance companies will be prohibited from dropping or watering down insurance coverage for those who become seriously ill.
No Gender Discrimination
Insurance companies will be prohibited from charging you more because of your gender.
No Annual or Lifetime Caps on Coverage
Insurance companies will be prevented from placing annual or lifetime caps on the coverage you receive.
Extended Coverage for Young Adults
Children would continue to be eligible for family coverage through the age of 26.
Guaranteed Insurance Renewal
Insurance companies will be required to renew any policy as long as the policyholder pays their premium in full. Insurance companies won’t be allowed to refuse renewal because someone became sick.
And really, does that sound so terrible?
If anyone has any links that provide some more clarity/sanity on this issue, let me know. I’m trying to start a little collection.